To meet FHA guideliens we will ask for a lot of information, which will go on your loan application. Be sure to ask your loan officer for a complete list of required data and give yourself plenty of time to gather the information. You will need to provide the us  with a wide range of details. This includes your social security number, all the addresses where you have lived in the previous two years, your employers names and addresses for the last two years, plus the amount of your gross monthly salary.

If you have had multiple jobs over the last twenty-four months, you will need to provide W2s for all of them. You will also need your income tax forms submitted for the last two years. If you don't have copies of your W2s, you should contact your employers for assistance. If you need replacement copies of your income tax returns, go to IRS website and follow the instructions on how to order replacements. A tax transcript is free of charge, and copies of actual tax returns cost thirty-nine dollars.

Additionally, you'll need to provide pertinent information for all checking and savings accounts, details about any open loans, a list of real estate you own, and the approximate value of all personal property. You'll also be required to pay for an appraisal of the property.