Our Process

Getting a mortgage at übermortgage is easy … just follow these four steps:

1) Prepare: Get ready to provide us data

The first step is to pull together all the necessary information that’s required to find the right mortgage product for you. We’ll provide you with a checklist. With the checklist in hand, you’ll gather and take pictures of such items as your W-2 tax form, federal tax returns for the last two years, and usually two months of all bank and investment statements, etc.

2) Provide Data: Provide us data and credentials to load for data

Instead of asking you to provide a pile of paperwork, wherever possible we’ll ask you to submit the necessary documents from data that’s already online through LinkedIn profiles, bank accounts, and entities such as TurboTax.

3) Match: We’ll use your data to match you with the right mortgage

With the data that you provided, we’ll create a personal financial profile. Then we’ll use our knowledge and experience to consider your entire financial situation and identify the loan programs that are best suited for you according to your needs.

4) Finish: Complete your mortgage and get ready to refinance or buy a home

Once having selected the best loan for you, we’ll bring all the pieces together and begin the loan underwriting process. If any additional information is needed, you’ll be notified. Otherwise, at this point, the work on your end is pretty much complete.

At this final stage, we’ll work with our internal team to complete the transaction. Arrange for the appraisal of the property, lock down the exact interest rate on the loan, calculate the APR, and determine the closing costs involved to complete the transaction.


4f55d305 67c0 4d36 b4f5 653ca4b58c97 cdd6358c d2a9 4a6a b9b5 72cb85fc2ee5 8c33406e d687 4631 a44e c04816d2024f 4b6c62df 288c 4c54 80b7 eb1a6cef2c36 c88ea9ba 6ce4 48c2 be13 3266c5717e3f 092e99ce ffbf 41f8 81dd b19918a18d0f d9c92e45 7838 4ff1 835e 52ed6227fe05 c3514831 ac5b 47cf 89a4 03c890daccd9 ecf31b9b ecd0 400d 9f25 768eb9c65476 f4b51b6d 922e 4b67 8b9b 900de045cd7c b8baefc3 10fa 4807 af35 f0895079873f 3a27acee 6d0e 4678 a2e2 9b7d8a73dfa6 d1dbb3a8 b6de 4b34 a4cb 7be0691c0a2d a63b0d97 e80d 4d84 ae4e 6a474ee24d25 cae23e3c 3a47 429e 8b33 5784571712ea 22ea7d53 ade5 45e6 b7d2 d30b93e954ba d033756f 4829 4d41 9702 3673c053d5f7 ee2a88ca 30dd 4bff 92c6 9f8376ce4aca ebdbf5cc 31ed 47ef b2a9 4a4333bba471 dbc29469 1c6a 40a6 ad83 ebda39d5e086 59dda548 48ca 4427 8832 e39f00d9d93c 41fc7d5d e93a 47f0 81ce 269508faecff fec11c04 76f3 462f bbd8 411c8ce2e649