HELOC, Non-QM, and Rural Products; Credit News and Shifts in Guidelines

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Posted To: Pipeline Press

(Yes, here is today’s actual commentary.) It is well known among loan officers that real estate agents don’t know their client’s credit situation before recommending the buyer to an MLO. What will they qualify for? And is this the beginning of the end for Tri-merge reports? Equifax is planning to team up with Fair Isaac, the creator of the FICO credit score, to sell consumer data to banks. Let’s take a random walk through other lender credit news below. Lender Products and Services Impac Mortgage is breaking through the barriers of Non-QM. Impac Mortgage, a pioneer in Non-QM lending, is aggressively developing its Non-QM correspondent business throughout the country by building strategic partnerships focused on providing all the necessary tools and resources for you...(read more)

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Source: http://www.mortgagen...

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