The SCFHA –eHousingPlus Mortgage Credit Certificate Program is designed to provide homeownership assistance on the purchase of a home. The MCC Program provides qualified first time homebuyers with an income tax credit of 20% of the mortgage interest paid each year on their mortgage. By reducing taxes, the MCC gives the first time homebuyer more available income to qualify for a mortgage loan and to make monthly mortgage payments.


Connect with a Loan Officer

Loan Officer Thomas Johnston

Loan Officer Thomas Johnston | NMLS# 1583463; Arizona, California, Oregon, Texas and Washington

Thomas is your mortgage loan originator, who works side by side with a strong team that shares the same devotion to excellence.
Experienced, knowledgeable, and always up to date on the industry's latest products, Thomas strives to exceed the customers' expectations in each and every transaction.

Do you have any questions? Please call 866-610-6025


Agency Target vs Non-Target Tax Credit Household size: 1-2 Household size: 3+ Purchase Price Limits First Time Application Fee Property Type

SCFHA-eHousingPlus -L.A. County (except City of L.A.) and Orange County

Target
20%
$108,120-L.A. County, $125,160-Orange County
$126,140- L.A. County, $146,020-Orange County
$585,713 - both counties
Yes
$300.00
SFR, Condo/PUD
Non-Target 20%
$108,120-L.A. County, $125,160-Orange County
$126,140- L.A. County, $146,020-Orange County
$715,872 - both counties
No
$300.00
SFR, Condo/PUD

Purchase an eligible home in the City of Rancho Santa Margarita; City of La Habra Heights; City of Fountain Valley; City of South El Monte; City of Monterey Park; City of Beverly Hills; City of Baldwin Park; City of San Fernando; City of Lake Forest; City of Montebello; City of El Segundo; City of Commerce; City of Lakewood; City of Bradbury; City of Artesia; City of Burbank; City of Lynwood; City of Arcadia; City of Carson; City of Vernon;


Connect with a Loan Officer

Loan Officer Thomas Johnston

Loan Officer Thomas Johnston | NMLS# 1583463; Arizona, California, Oregon, Texas and Washington

Thomas is your mortgage loan originator, who works side by side with a strong team that shares the same devotion to excellence.
Experienced, knowledgeable, and always up to date on the industry's latest products, Thomas strives to exceed the customers' expectations in each and every transaction.

Do you have any questions? Please call 866-610-6025

SCFHA-eHousingPlus -L.A. County (except City of L.A.) and Orange County is available in the following areas/cities