The SCFHA –eHousingPlus Mortgage Credit Certificate Program is designed to provide homeownership assistance on the purchase of a home. The MCC Program provides qualified first time homebuyers with an income tax credit of 20% of the mortgage interest paid each year on their mortgage. By reducing taxes, the MCC gives the first time homebuyer more available income to qualify for a mortgage loan and to make monthly mortgage payments.


Agency Target vs Non-Target Tax Credit Household size: 1-2 Household size: 3+ Purchase Price Limits First Time Application Fee Property Type

SCFHA-eHousingPlus -L.A. County (except City of L.A.) and Orange County

Target
20%
$108,120-L.A. County, $125,160-Orange County
$126,140- L.A. County, $146,020-Orange County
$585,713 - both counties
Yes
$300.00
SFR, Condo/PUD
Non-Target 20%
$108,120-L.A. County, $125,160-Orange County
$126,140- L.A. County, $146,020-Orange County
$715,872 - both counties
No
$300.00
SFR, Condo/PUD

SCFHA-eHousingPlus -L.A. County (except City of L.A.) and Orange County is available in the following areas/cities


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