The Sacramento Mortgage Credit Certificate Program is designed to provide homeownership assistance on the purchase of a home. The MCC Program provides qualified first time homebuyers with an income tax credit of 20% of the mortgage interest paid each year on their mortgage. By reducing taxes, the MCC gives the first time homebuyer more available income to qualify for a mortgage loan and to make monthly mortgage payments.


Agency Target vs Non-Target Tax Credit Household size: 1-2 Household size: 3+ Purchase Price Limits First Time Application Fee Property Type

Sacramento Housing and Redevelopment Agency Mortgage Credit Certificate-MCC

Target
20%
$70,000
$89,040
$103,880
Yes
$350.00
SFR
Non-Target 20%
$84,000
$89,040
$103,880
No
$350,00
SFR

Sacramento Housing and Redevelopment Agency Mortgage Credit Certificate-MCC is available in the following areas/cities


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