The Sacramento Mortgage Credit Certificate Program is designed to provide homeownership assistance on the purchase of a home. The MCC Program provides qualified first time homebuyers with an income tax credit of 20% of the mortgage interest paid each year on their mortgage. By reducing taxes, the MCC gives the first time homebuyer more available income to qualify for a mortgage loan and to make monthly mortgage payments.


Connect with a Loan Officer

Loan Officer Thomas Johnston

Loan Officer Thomas Johnston | NMLS# 1583463; Arizona, California, Oregon, Texas and Washington

Thomas is your mortgage loan originator, who works side by side with a strong team that shares the same devotion to excellence.
Experienced, knowledgeable, and always up to date on the industry's latest products, Thomas strives to exceed the customers' expectations in each and every transaction.

Do you have any questions? Please call 866-610-6025


Agency Target vs Non-Target Tax Credit Household size: 1-2 Household size: 3+ Purchase Price Limits First Time Application Fee Property Type

Sacramento Housing and Redevelopment Agency Mortgage Credit Certificate-MCC

Target
20%
$70,000
$89,040
$103,880
Yes
$350.00
SFR
Non-Target 20%
$84,000
$89,040
$103,880
No
$350,00
SFR

Connect with a Loan Officer

Loan Officer Thomas Johnston

Loan Officer Thomas Johnston | NMLS# 1583463; Arizona, California, Oregon, Texas and Washington

Thomas is your mortgage loan originator, who works side by side with a strong team that shares the same devotion to excellence.
Experienced, knowledgeable, and always up to date on the industry's latest products, Thomas strives to exceed the customers' expectations in each and every transaction.

Do you have any questions? Please call 866-610-6025

Sacramento Housing and Redevelopment Agency Mortgage Credit Certificate-MCC is available in the following areas/cities


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