Uber Mortgage understands that buying a home is a huge responsibility; it is also a huge opportunity. Owning your home means you can paint the walls with your favorite color, plant flowers and vegetables if you choose and plant the seed for an investment in your future.

Of course, before you leap into all of the benefits of homeownership, you should get prepared first. To help you get ready and get the most out of Uber Mortgage’s loan programs and assistance, follow these easy steps.

Frequently Asked Questions (FAQs)

1. Do I qualify for CAlHFA programs? 

To determine your eligibility, you can review the information provided under the Borrower Eligibility. 

2. What is the Credit Score requirement?

Credit score requirements will vary for each program, but the minimum score is between 640 and 660, depending on some other factors. A Preferred Loan Officer can access your financial situation and tell you what score you'll need to quality. 

3. What programs are avilable? 

CalHFA offers a variety of first mortgage and down payment assistance programs. You can find details on all of these programs under the Loan Program. 

4. What is the interest rate?

Interest rates will vary depending on your financial circumstances, lender fees, and other factors. Interest rates can also change daily. We recommend that you check with a loan officer to receive an accurate rate quote.

5. What are the income limits?
Income limits vary according to program and the county in which the property is being purchased. It's best to review the individual Program Descriptions to determine the income limit in your area. You can find the details for income limits in the borrower requirements section of each Program Description.  

First Time Home Buyer Programs California is available in the following areas/cities

Browse for additional mortgage experience in other cities with products and services provided by übermortgage.